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Phones on Finance no Credit Check

June 5th, 2010 by Philipe Steward in Bad Credit

With the times being what they are, and many people having to grapple with their financial situation, most find that they still need to have constant and decent cell phone service. But due to being rejected by the major cell phone service providers, many people are finding themselves in a bad credit cell phone situation. As a result of this situation, many people are looking to get phones on finance, no credit check being necessary. One thing you’ll have to keep in mind however, is that you’ll likely have to make some kind of concession somewhere to get the phone and service plan that you want.

One option to consider if you’re credit is really bad, is to get some kind of cosine or to sign up with you when you get here cell phone service plan. Just keep in mind however, that the person you are signing up with is now tied to your cell phone service plan, and could be held liable if you can’t hold up your end of the contract that you’ll sign. There is however, a benefit to going this route, because if you’re able to make all of your payments on time every month you’ll likely be able to improve your overall credit score and improve your standing with the cell phone company.

Another option Is to go to some kind of pre-paid cell phone plan or service which usually comes in two basic types. The first prepaid cell phone option is in the form of a pay-as-you-go cell phone which allows you to charge for minutes that you can afford only at that point in time, which can be of great use in emergency situations but will allow you not to overspend. Your other choice is to go to some kind of flat rate monthly plan that doesn’t require you to sign a contract. Most of the major cell phone service providers offer these types of services now, and one of the best ones to go with tends to be T-Mobile because of their national network and affordable prices which start as low as $30 per month and require no credit check.

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